Terms & Conditions 

Welcome to the website (“Site”) provided by Val Grubb & Associates, Ltd (“VGA”). This Agreement contains the terms, covenants, conditions, and provisions upon which you may access and use this Site and the information and materials found on this Site (these “Terms’). 

By accessing, viewing, or using this Site, you (the “User” or “you”), indicate that you understand and intend these Terms and Conditions to be the legal equivalent of a signed, written contract and equally binding, and that you agree to such Terms and Conditions. Please note that VGA reserves the right to change the Terms and Conditions from time to time under which this Site and its many offerings are extended to you. Your continued use of this Site constitutes your acceptance of all such changes. You also agree that notices we may provide on the Site itself shall be deemed reasonable notice for this purpose, but no notice is necessary and it is your responsibility to review these Terms.

1. Notices: Materials on this Site have been prepared by VGA for general informational purposes only. These materials do not, and are not intended to, constitute legal advice. The information provided at this website is not privileged and you should not act, or refrain from acting, based upon any information on this website.
2. Grant of Rights and License: This Agreement provides you, the User, with a personal, revocable, nonexclusive, nontransferable right to use this Site conditioned on your continued compliance with the Terms and Conditions of this Agreement. VGA grants Users the limited, revocable, conditional license to print and download materials and information on this Site solely for personal and noncommercial use; provided, that all hard copies contain all copyright and other applicable notices contained in such materials and information. Such license shall be deemed revoked upon VGA removing any such materials and information from the Site and you must delete and/or destroy any materials you printed or downloaded. You may not create derivative works of any materials or any portion of the Site. Without limiting the foregoing restrictions on the license and except as otherwise expressly permitted herein, a User may not modify, copy, distribute, broadcast, transmit, reproduce, publish, mirror, frame, license, transfer, sell, or otherwise use any information or material obtained from or through this Site. As a further condition of use of this Site, all Users warrant to VGA that they will not use this Site for any purpose that is unlawful or otherwise prohibited by these Terms and Conditions.

To seek permission to use materials and information (including screenshots of this Site) beyond the scope of the foregoing license, please contact Valerie Grubb at [email protected]. Any rights not expressly granted herein are reserved.

3. Intellectual Property Rights: All material contained on this Site, unless otherwise indicated, are protected by law, including, but not limited to, United States copyright, trade secret (for password protected areas), and trademark law, as well as other state, national, and international laws and regulations. Except as expressly provided herein, VGA does not grant any right(s) to Users of this Site, including any implied rights. The contents of this Site are

©2022-2025 Val Grubb & Associates Ltd. All Rights Reserved.

Removing or altering the copyright notice on any material on this Site is prohibited. VGA also owns a copyright on the Site as a collective work and/or compilation, and in the selection, coordination and arrangement of the Site’s content.

Any and all trademarks, names, logos, and icons identifying VGA products and services are proprietary marks of Val Grubb & Associates, Ltd. Other product and company names mentioned herein may be the trademarks of their respective owners.

4. Privacy Policy. VGA appreciates your concerns about maintaining the privacy of personal information collected on the Internet. Your personal information is governed by the VGA Privacy Policy located on the Site.
5. Website Links. VGA may provide links, in its sole discretion, to other sites on the Internet for the convenience of its Users in locating related information and services. These sites have not necessarily been reviewed by VGA and are maintained by third parties over which VGA exercises no control. VGA expressly disclaims any responsibility for the privacy policies, information collection practices, the content, the accuracy of the information, and/or quality of products or services provided by or advertised on these third-party web sites. Moreover, these links do not imply an endorsement with respect to any third party or any website or the products or services provided by any third party. These third party sites have their own privacy policy and collection practices and are not governed by the VGA Privacy Policy. 
6. ADDITIONAL DISCLAIMERS. VGA ENDEAVORS TO PROVIDE THE MOST ACCURATE, UP-TO-DATE INFORMATION AND MATERIALS AVAILABLE. HOWEVER, THE INFORMATION AND MATERIALS AVAILABLE ON THIS SITE MAY INCLUDE INACCURACIES OR TYPOGRAPHICAL ERRORS. MOREOVER, VGA MAY MAKE MODIFICATIONS AND/OR CHANGES IN THIS SITE OR IN THE INFORMATION AND MATERIALS AVAILABLE ON THIS SITE AT ANY TIME, FOR ANY REASON.

YOU, THE USER, ASSUME THE SOLE RISK OF MAKING USE OF, AND/OR RELYING ON, THE INFORMATION AND MATERIALS AVAILABLE ON THIS SITE. VGA MAKES NO REPRESENTATIONS OF ANY KIND, WHETHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO THE SUITABILITY, COMPLETENESS, TIMELINESS, RELIABILITY, LEGALITY IN YOUR JURISDICTION, OR ACCURACY OF THE INFORMATION AND MATERIALS AVAILABLE ON THIS SITE FOR ANY PURPOSE. ALL SUCH INFORMATION AND MATERIALS ARE PROVIDED “AS IS” WITHOUT WARRANTY OF ANY KIND, INCLUDING ALL IMPLIED WARRANTIES AND CONDITIONS OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, AND NONINFRINGEMENT.

IN NO EVENT SHALL VGA BE LIABLE FOR ANY INDIRECT, PUNITIVE, INCIDENTAL, SPECIAL, OR CONSEQUENTIAL DAMAGES ARISING OUT OF OR IN ANY WAY CONNECTED WITH THE USE OF THIS SITE OR WITH THE DELAY OR INABILITY TO USE THIS SITE, OR FOR ANY INFORMATION AND MATERIALS AVAILABLE ON THIS SITE, OR OTHERWISE ARISING OUT OF THE UTILIZATION OF THIS SITE, WHETHER BASED IN CONTRACT, TORT, STRICT LIABILITY, OR OTHERWISE, EVEN IF VGA HAS BEEN ADVISED OF THE POSSIBILITY OF DAMAGES. VGA’S LIABILITY FOR DIRECT DAMAGES SHALL BE LIMITED TO THE LESSER OF THE AMOUNT YOU PAID TO VGA FOR THE USE OF THE SITE OVER THE PAST TWELVE MONTHS AND $50.

7. Governing Law. All matters relating to the Site and these Terms, and any dispute or claim arising therefrom or related thereto (in each case, including non-contractual disputes or claims), shall be governed by and construed in accordance with the internal laws of the State of Louisiana without giving effect to any choice or conflict of law provision or rule (whether of the State of Louisiana or any other jurisdiction).

Any legal suit, action, or proceeding arising out of, or related to, these Terms or the Site shall be instituted exclusively in the federal courts of the United States or the courts of the State of Louisiana, in each case located in the City of New Orleans. You waive any and all objections to the exercise of jurisdiction over you by such courts and to venue in such courts.